Products

Extensive range of products, tailored for clients seeking diverse financial portfolios.

Line of Credit (LOC)

A Line of Credit (LOC) is a flexible loan from a financial institution allowing borrowers to draw funds up to a set limit, paying interest only on the amount used. Unlike fixed traditional loans, LOCs are ideal for managing cash flow, emergencies, or short-term capital needs. They offer convenience but require disciplined use to prevent debt accumulation.

Accounts Receivable (A.R.)

Accounts Receivable (A.R.) Financing provides immediate cash against unpaid invoices, improving business cash flow and meeting urgent expenses. Offered by finance companies or banks, it requires a fee and depends on client creditworthiness. Ideal for bridging cash flow gaps and supporting growth, it's vital to consider costs and terms.

SBA Loan

SBA loans offer long-term, low-interest financing for U.S. small businesses, with partial SBA guarantees reducing lender risk. They support growth, covering working capital and expansion, but require thorough applications and strong credit.

Purchase Order (P.O.)

Purchase Order (P.O.) Financing pays suppliers upfront, helping businesses with limited cash flow fulfill large orders. The finance company covers inventory costs, and businesses repay plus fees after customer payment. Ideal for growing businesses with limited capital, it's costlier than traditional financing.

Commercial Mortgages

Commercial Mortgages, provided by banks and financial institutions, are used for buying or refinancing business properties like offices or retail spaces. Secured against the real estate, their terms depend on the borrower's credit and the property's value. They're crucial for businesses investing in premises or expanding real estate portfolios, but necessitate careful consideration of long-term commitments and property value.

Remote CFO Services

Remote CFO Services, accessible online, offer expert financial management and strategic planning without an in-house CFO. These services, provided by skilled professionals, are flexible and cost-effective, handling budgeting, forecasting, financial reporting, and risk management. Perfect for small to medium-sized businesses, they deliver expertise for financial growth and adapt to each business's unique challenges, presenting an efficient solution for high-level financial guidance without the cost of a full-time executive.

Restructure

Restructuring involves reorganizing a company's operations or finances to improve efficiency and profitability. It often includes modifying debt, cutting costs, or streamlining operations, especially for companies facing financial challenges or market shifts. This process aims to enhance performance and position the company for future success, requiring careful planning and expert advice.

Merchant Cash Advance (MCA)

A Merchant Cash Advance (MCA) provides businesses with fast access to capital by purchasing a portion of their future credit card sales. This financing option is often used by businesses needing short-term funding or those not qualifying for traditional loans. Repayment is typically structured as a percentage of daily card sales, aligning with the business's cash flow. While convenient and quick, MCAs can have higher costs compared to conventional loans.